My Financial Journey

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James Rukomia

County          :  Nyeri
Sub-County  :   Mukurweini
 

I was in a challenging financial situation before joining WUP Kenya. The collapse of my business due to the COVID-19 pandemic left me in a difficult position. I was not well off and struggled to find a way to rebuild my financial stability.

The turning point came when a friend, who was a beneficiary of WUP Kenya, informed me about the organization. Hearing about the benefits and opportunities WUP Kenya offered, I was motivated to join. The prospect of saving money and accessing loans to support my financial recovery was very appealing.

Since joining WUP Kenya, I have experienced significant improvements in my business and personal finances. The ability to save consistently and take out loans has been instrumental in helping me rebuild and grow. This financial support has enabled me to undertake various projects and investments.

A significant change in my life since joining WUP Kenya is my venture into livestock farming. In 2023, I was able to buy a bull calf. By August 2024, I sold the bull calf and used the proceeds to buy two calves. Additionally, I started an arrowroots business, which has diversified my income sources and contributed to my financial stability.

However, the journey has not been without its challenges. One major issue we faced as a group was a member defaulting on a loan. This situation affected us collectively, but we managed to overcome it by working together and supporting each other. It highlighted the importance of accountability and mutual support within the group.

My involvement with WUP Kenya has also positively impacted my family. We are now able to engage in business and farming activities together, which has strengthened our bonds and improved our overall well-being. For instance, there was a time when my sister was sent home from school due to unpaid fees. Thanks to WUP Kenya, I was able to apply for a loan and clear her school fees promptly.

Being a member of WUP Kenya has equipped me with valuable skills and knowledge. I have learned the importance of saving for a better future and gained insights into investment opportunities. These skills have been crucial in managing my finances and planning for long-term goals.

Looking ahead, my future appears much brighter than before I joined WUP Kenya. I am now financially stable and have plans to buy a dairy cow and eventually start a milk business. This financial flexibility gives me the confidence to plan and execute my goals.

To anyone considering joining WUP Kenya, I would highly recommend it. The organization offers excellent opportunities for saving and accessing loans, which can help you achieve your financial goals without struggling. Joining WUP Kenya can be a transformative experience, just as it has been for me.

In terms of additional support, I would love to see WUP Kenya provide more services. For instance, it would be beneficial if we could receive loans three times the amount of our savings. Additionally, I would appreciate it if WUP Kenya could procure pieces of land for us, which we could eventually pay for using our savings. These improvements would greatly benefit members and help us achieve even greater success.

WUP Kenya has provided me with financial stability, valuable skills, and a brighter future. I am grateful for the opportunities and support that WUP Kenya has offered, and I look forward to continued growth and success with their help.