Any Kenyan citizen is eligible to join Wup Kenya Sacco irrespective of their area of residence. For an individual to join the Sacco one need to; 1) Complete the Membership Application Form (click here to download); 2) Attach their copy of Kenyan National Identity Card or a Valid Kenyan Passport; 3) Attach a coloured passport size photograph; and 4) Attach their Copy of KRA PIN Number.

For Chamas/Self-help Groups and organized groups to join the Sacco, they need to have a membership of four (4) members and above.

Members are encouraged to save with the Sacco through Share Deposits, Education Savings Accounts, Holiday Savings accounts and Junior Savings Accounts. At the end of every financial period, they receive Interest/Dividend on their savings.

Wup Kenya Sacco Loan products are but not limited to the following.
 Chamas loans
 Crop Farming Loans
 Consumer Loans
 Development Loans
 Clean Energy Loans

Some Wup Kenya Loans Explained

Development Loan
Eligible after six (6) months consecutive Saving; three (3) * times your Savings, payable within a maximum period of thirty-six (36) months with an interest rate of 1% per month on reducing balance.

Emergency/Medical Loan
Eligible after six (6) months consecutive Saving; three (3) * times your Savings BUT a maximum of Ksh. 60,000 payable within a maximum period of twelve (12) months with an interest rate of 1.5% per month flat rate interest.

School Fees Loan
Eligible depending on a member’s capability who must be an existing member, and it’s granted once per calendar year; a maximum of Ksh. 60,000 payable within a maximum period of twelve (12) months with an interest rate of 1 % per month on reducing balance.